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Financial planning services

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Debt Reclamation

Utilize Infinite Banking Concept to reclaim the interest lost to other financial institutions.  The average American family is spending over 35% of their monthly income on debt payments… interest and fees.

Here’s the problem with the way most people do it….

All of the dollars they send to their creditors ends up with the financial institutions. And all the dollars they send creditors to pay off debt is gone forever. Worse… By the time the debt is paid off, it’s usually time to buy more stuff.

What if you could stop paying interest to the big banks and start earning dividends from your own bank?

By investing in yourself and saving first, you can actually leverage your savings to pay off debt, while your money continues to grow… Tax Free.

Your savings continues to compound uninterrupted.

Retirement Planning

In life, you can utilize your well capitalized whole life insurance as a steady stream of tax-free income from your policy to supplement your retirement income.

In death, the whole life insurance provides income protection for those you love via a tax-free death benefit.

Access your money hassle free, through policy loans, and unlike traditional qualified retirement plans, i.e 401(k), IRA’s, do it without penalty or paying taxes.

Business Growth

Your hard work is starting to pay off, and it’s time to think about expanding.

By utilizing the Infinite Banking Concept you can fund your expansions through policy loans. This allows you to be in control of the loans and capture all the interest that you would normally pay to traditional financial institutions.

Life Event Planning

College Planning and practical solutions for funding college. What is the most effective way to save for your children’s college education?

Paying for a college education can be a huge task and one of the largest expenses of your lifetime.

College tuition costs are growing at a significant rate. Paying for a child’s or grandchild’s college education tomorrow requires forward thinking and college planning today.

Family Wedding, who foots the cost for a wedding? Recent surveys found that the bride and groom typically pay for 43% of the total cost, with the bride’s parents covering 43%, the groom’s parents paying 12%, and others contributing 2%.

Yet 12% of couples paid for the entire wedding themselves.

A staggering 91% of couples would rather have spent what they could actually afford, entering their new lives together debt-free.

Vehicles Loans, utilizing policy loans to purchase a vehicle has several benefits.

Being able to take a loan, without needing to qualify for a loan through the traditional institutions, is as simple as making a phone call.

Being able to negotiate with the car dealers by having cash to pay for the vehicle gives you leverage.

Not being beholden to the financial institutions for on time payments and threats of repossession puts the loan under your control.